Great plan poor execution
This is a tag line I use daily. I also write many blogs on this. Every day we manage risk, sometimes without realizing it. We buy insurance, wonderful way to manage risk. We purposely invest in cash to control risk,…
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Day of DecisionsEvery day we are faced with a host of decisions. In the first hour of the day, hundreds of decisions hit us. What clothes to wear, what to eat for breakfast, do the kids need lunch, who is…
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Most headlines have some type of reference to market volatility, how to survive, what you should do in a “down market”. Reading the paper everyday is depressing and if you follow the headlines you feel as if you should be…
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I found this quote especially helpful when working with clients that are in a chapter of their story that is hectic, unfortunate, busy, or just not their favorite chapter. Here are a couple of suggestions I give clients to help…
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When the market is down and your investments are losing money, your financial health feels like it is spinning out of control. Take control back, here are some ideas for how to make lemonade from a basket of lemons. Recognize…
Read MoreIt is not too late to save for retirement and save on 2022 taxes. If you haven’t filed your 2022 tax returns you can still contribute to your IRA or Roth IRA. For the IRA you can contribute $6,000 or…
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Thinking about getting a divorce and you want to understand what the road is ahead, your first thought might be to contact an attorney. You might want to reconsider this and contact a CDFA instead. First Step Financials For many…
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In today’s world, digital files have become an integral part of our lives. From important documents to memorable photos, we store everything on our devices. However, with the increasing usage of digital files, clutter and disorganization have become a common…
Read MoreThere are many ways to be represented in a divorce. Representing yourself, traditional attorney to attorney, and mediation. Each choice will vary on your unique circumstances. As a CDFA(Certified Divorce Financial Analyst) , I help couples through the financial aspects…
Read MoreOne of the most bittersweet components of my day is helping clients that have recently lost a spouse or partner. When someone loses their spouse, they require support from various sources to help them cope with the emotional, practical, and…
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